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Ultimate Texas Hold’em takes the popular player-vs-player poker format – and makes this into a casino table game. This game involves hole cards, a flop, turn and river. Unlike the original game, you are playing against the house, and not the other players.

With 3 chances to bet on every hand, the rules are more complex than for other casino table games. You can bet more on early streets than on later ones in Ultimate Texas Hold’em. The ability to ‘check’ is also part of the game. This keeps players involved until the end of each hand.

This page covers Ultimate Texas Hold’em (UTH) in depth. Below you will find the rules, set out as a single hand of the game. House edge and the popular ‘Trips’ side bet are covered after that. Strategy, legal online UTH games and a detailed FAQ are also included.

UTH rules: How Ultimate Texas Hold’em works

You need to place 2 bets to be dealt into a hand of Ultimate Texas Hold’em. These bets are of equal size. One is the ‘Ante’ and the other is the ‘Blind’. You also get the option to place a 3rd bet, ‘Trips’. This is a side bet. It is covered in the section below.

UTH is played with a single deck of cards, which is shuffled between deals.

Each player and the dealer are each dealt 2 ‘hole cards’ face down. You only get to look at your own cards. Sharing of hands between players is not allowed. 5 community cards are also dealt, these are all face-down at the start of the hand.

There are three possible betting rounds in each hand. Note that you only get to bet once, after which you simply wait for the outcome.

• Pre-Flop: Based on your hole cards you can choose to bet 3x or 4x your ante, or check (bet nothing and wait for the flop).
• On the Flop: Once the flop of 3 community cards is revealed, you get a second chance to bet. You can choose to bet 2x your ante – or check once again.
• After the River: Next the final two community cards are revealed. You now get to choose between betting 1x your ante – or folding your hand (losing both the Blind and Ante).

Next the dealer and players reveal their hands. There is a dealer qualification requirement. The dealer needs 1 pair or better to ‘Open’ (qualify). Your hand and the dealer’s best 5-card poker hand using any combination of the community cards and hole-cards will then be compared.

Here are how the bets are paid:

• Player Wins + Dealer Opens: Blind/Ante/Play all paid
• Player Wins + Dealer Does Not Open: Blind and Play bets paid, Ante is a Push
• Dealer Wins and Opens: All Blind/Ante/Play all lose
• Dealer Wins and Does Not Open: Blind and Play bets lose Ante is a Push

In the event of a tie all bets are considered a push.

Winning Ante and Play bets are paid at 1-to-1. Blind bets are different. They are paid depending on the strength of your poker hand. Note that anything below a straight is a push.

• Royal Flush: 500-to-1
• Straight Flush: 50-to-1
• 4 of a Kind: 10-to-1
• Full House: 3-to-1
• Flush: 3-to-2
• Straight: 1-to-1

Other casino table games

Strategy for Ultimate Texas Hold’em

To play optimally, a strategy card is recommended for this game. The requirements for whether to play, check or (after the river) fold are different as you go through the hand. There are some simple rules of thumb which will help with most of your decisions.

• Before the flop: Bet 4x with any pair, any ace, any suited king, King/5 unsuited or better, Queen/8+ (unsuited) and Queen with a 6 or 7 if suited, Jack + 10 unsuited, Jack with an 8 or 9 if suited. Every other hand is a check.
• On the flop: Bet 2x with any pair that includes one of your own hole cards, except for 2-2. 2 pairs or better or 4 to a flush (4 suited cards) where one of your own cards is at least a 10 of that suit. Otherwise check.
• After the river: Bet 1x with any hand better than a pair that includes one of your own hole cards. You should also bet where the dealer has less than 21 ‘outs’ to beat your hand. This is not always clear, with a judgement of how easily you could be beaten by high cards in the dealers hand a reasonable substitute.

UTH is not a game that works by ‘playing blind’ (betting regardless of your hole cards). With so much information available via the community cards, betting before you see them gives the casino a big house edge.

UTH side bets: Trips and progressive jackpots

Unlike many other casino table games, Ultimate Texas Hold’em already include a bonus payout. The mandatory ‘Blind’ bet pays up to 500-to-1 for a Royal Flush. There is also a popular ‘Trips’ side bet. Prizes for this will vary between casinos. Some, including Caesars Entertainment properties, tie a progressive jackpot to this bet.

To play you simply need to place a bet on the ‘Trips’ square before the cards are dealt. If the best hand possible using your own hole cards and the community cards is 3 of a kind or better, you will get paid according to this pay table:

• Royal Flush: 50-to-1
• Straight Flush: 40-to-1
• 4 of a Kind: 30-to-1
• Full House: 9-to-1
• Flush: 7-to-1
• Straight: 4-to-1
• 3 of a Kind: 3-to-1

All other hands lose this bet. The Trips side bet is completely separate from the hand against the dealer. You could lose the main hand against the dealer, and still get paid on this side bet.

House edge for Ultimate Texas Hold’em

This game is much harder to play ‘perfectly’ compared to other casino table games. While the headline house edge is around 2.2% for your Ante and Blind bets, that assumes a perfect decision every time.

You also need to consider the variable amounts you are betting. A pre-flop Play bet will be 4 units. While the edge on those bets is 0.5%, you’ll be betting 4x your Ante – adding 2% house edge in terms of a single unit.

As usual the Trips side bet has a bigger edge for the casino. This is also a more volatile bet, only paying out for those rare 3 of a kind or better hands.

Where to legally play Ultimate Texas Hold’em online?

There are currently 4 states with legal online casinos where you can enjoy playing UTH online. With many other states legalizing sports betting and others considering casino games, it is hoped that this list will expand soon. The current states with regulated online casinos are:

Online casinos in these states offer table games including UTH via mobile phone (and iPhone) casino apps or on desktop computers via their browser-based casino clients. The casinos have geolocation technology which ensures they only allow gaming from inside state lines.

You’ll find software-based table games at all online casinos. As well as Ultimate Texas Hold’em there are blackjack tables, roulette wheels, 3 Card Poker games and many other variations of popular casino games. Most of the games at all online casinos are slots. These combine the popular games from live casinos with slots developed for casino apps.

Live dealer online UTH games

Live dealer rooms are popular at online casinos. These stream real games in real time from studios based at brick and mortar casinos. You can bet using an overlay, dragging and dropping chips as if you were sat at a real table. A big advantage of these games is the social interaction. You can text chat with the dealers and other players while you enjoy a game.

Blackjack and roulette are the most popular games at live dealer online casinos. Casino poker variations including UTH and 3-Card Poker can be found in some rooms.

Keep in mind that the bets are a little bigger in live dealer casinos compared to the software versions. You will need to bet before a timer runs down. If you reach the river without responding in time, then you will automatically fold.

Ultimate Texas Hold’em and casino bonuses

There are many bonuses and free-play incentives at legal online casinos in the regulated states. You can take advantage of these by clearing them playing UTH or other table games. Typical bonus offers include small amounts of free play (no deposit needed), or a matched bonus based on your first deposit.

For table games, you need to check which games can be used for bonus clearance. A common way that casinos encourage players to clear bonuses on slots is to ‘weight’ the table games. This means that not all of the money you bet on UTH would be counted towards clearing the bonus. Weightings will vary between casinos. This means it can be worthwhile checking the terms and conditions of each bonus before you sign-up.

Ultimate Texas Hold’em FAQ

How big a casino bankroll should I have to play UTH?

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You’ll be betting more units playing a hand of Ultimate Texas Hold’em compared to other casino poker variations. If you play the optional Trips side-bet, there are 3 units bet at the start of a hand. Betting pre-flop will then require 4 more units.

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With 7 units per hand, you’ll need a bigger bankroll than the recommended 20 bets for most casino table games. 50 units ($250 at a $5 table) is enough to ride out the swings of this game. Balancing the requirement for a bigger bankroll, when the hands do go your way, you have the potential to win big.

Key to casino bankroll management is only betting money that you can afford to lose.

Is cheating at Ultimate Texas Hold’em possible?

No. The only way you could get an advantage in this game is by seeing the dealer’s hole-cards before they are revealed after the community cards were dealt. This would require marked cards or collusion with the dealer – and would be fraudulent.

Player collusion will give you an idea of which of your outs are still in the deck (for example if you were drawing to a flush). This is against the rules in casinos and is not possible online. Knowing this information would only reduce the house edge – not eliminate it.

With the single deck of cards shuffled between deals, card-counting is not possible.

Can I play UTG online?

Yes. You can legally enjoy Ultimate Texas Hold’em online in states which have legal/regulated mobile casinos. The current list is PA, NJ, MI and WV. With gambling regulation rapidly expanding, it is hoped that more states will join this list soon.

What are the pros and cons of online Ultimate Texas Hold’em and live games?

Online UTH games can be enjoyed for smaller stakes than the live equivalent. Software based games have stakes starting at under a dollar. You can enjoy these casinos on the move (via an Android or iPhone Casino app) or a desktop.

Live games include a much bigger social element. You can also find side bets with giant progressive jackpots at some live casinos.

How does UTH compare to Texas Hold’em poker

The original form of Texas Hold’em poker is a player-vs-player game. This is a game of skill and chance, with a big bluffing element. To win a pot you either show down the best hand – or get your opponent to fold.

UTH is very different from the game invented from poker in Texas. It uses a similar format, but is a casino gambling game with a long-term edge in favor of the house. The shared element is that the best 5 card poker hands are made from your hole cards and the 5 community cards.

Wrapping up: Ultimate Texas Hold’em

UTH is a popular game at both live and online casinos. Strategy is relatively complex compared to other casino table games. This keeps things interesting for players. A big attraction in Ultimate Texas Hold’em is that you can win extra for making the best poker hands.

Keep in mind that you’ll bet up to 4 units extra to raise on many hands. This means a bigger starting bankroll (or smaller bets) is needed compared to other casino poker games.

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Table Of Contents

Ultimate Texas Hold’em is one of the most popular live and online casino games for poker players.

One big reason is that if you know what you are doing, the game will feature one of the lowest house edges of any casino game.

Half the battle is just knowing the basic rules of Texas Hold’em, particularly the hand rankings which are common in most poker games.

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About Ultimate Texas Hold’em

Ultimate Texas Hold’em was developed by Roger Stone of Shuffle Master and similar formats are also known under other names including Heads Up Hold’em distributed by Galaxy Gaming.

If you have learned the basic rules of Texas Hold’em, you will quickly pick up on how to play Ultimate Texas Hold’em with the hand rankings and each player holding two hole cards being the same in both games.

As this is a casino, the house will have an edge. Players should experience plenty of winning sessions, but unlike regular Texas Hold’em, players are competing against the house and not a player.

What you might not know about Ultimate Texas Hold’em is that if it is played correctly it has one of the lowest house edges among any casino game at around 2%.

Reasons to play Unlimited Texas Hold’em

• Low house edge of around 2% when following basic strategy
• Fun to play alone or with friends
• Similar to Texas Hold’em
• Can play for just a few minutes
• Potential to win big

Read on to learn more about the rules of Ultimate Texas Hold’em and how to optimize your play to reduce the house edge to almost nothing.

How to Play Ultimate Texas Hold’em

Usually, you can play Ultimate Texas Hold’em at a casino with up to six players and a dealer (also known as the house).

The game utilizes a standard 52 card deck. Although online, you will find many heads-up games where you will compete one-on-one against the house.

Each player must post an ante and a blind before each hand begins. You will see posted minimums and maximums. Keep in mind that your bet must be the same for both of these and that it will also serve as a base for other bets as the hand progresses.

Therefore, we recommend when first getting your feet wet to bet as small as possible to further the power of your bankroll. You can always adjust with higher bets once you feel comfortable that you have optimized your game.

There are also optional side bets which can vary from casino to casino including the Trips bet you can place before the hand is dealt which we will get into later.

Two cards are dealt to each player and the dealer after the initial Ante and Blind bets are placed.

Remember, hand rankings are the exact same as Texas Hold’em.

Check out our detailed description of how to play Texas Hold’em to brush up on Hold’em hand rankings.

You can decide to bet three times or four times the Ante and place the bet into the Play box or check before the flop comes.

A flop is then dealt and you will have an option whether to bet two times the Ante bet or check once again.

The turn and river are dealt one after the other and you will have one last option on whether to place a bet equal to the Ante in the Play box or to fold the hand.

There is a bit of basic strategy that you should either memorize or have a chart with you while playing to best optimize when to bet in the Play box, when to check, and when to fold.

Players that folded after the river was dealt will automatically lose their Ante and Blind bet.

Those remaining in the hand will turn over their cards as will the dealer. If you have a better Texas Hold’em hand than the dealer you win the Play bet for the same amount as bet.

The Blind bet can also only be won if you have won the hand. Assuming this is the case, it is paid out on a sliding scale and can be worth as much as 50 to 1 for a straight flush. However, if you don’t have a straight or better, you will simply just get your bet back as a push.

Here is a look at the potential different payouts of the Blind bet which can vary slightly from casino to casino.

The Ante bet is a bit trickier. If the dealer doesn’t qualify with at least a pair, you will get your Ante refunded as a push. This is the case whether you had a better hand or not, as long as you didn’t fold your hand.

If the dealer qualified with a pair or better, you will need to beat the dealer in order to win this even money bet.

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Best Ultimate Texas Hold’em Strategy

You should quickly get the hang of the rules of Ultimate Texas Hold’em by reading the rules above and potentially watching a few hands being played.

However, we don’t recommend that you hop right into Ultimate Texas Hold’em until you learn some basic strategy as it could turn out to be a nightmare to play based on gut feeling.

For example, if you decide to blindly bet four times your bet in the Play box every hand, you will be subject to a house edge of around 14%. Likewise, if you aren’t betting at the right times, you will also increase the house edge.

You should always bet the maximum allowed in the Play box before the flop when you bet. The following chart should serve as a guide to when you should place a bet in the Play box and when you should fold preflop.

• B = Bet four times in Play box
• C = Check
• S = Bet four time in Play box if suited, otherwise check

The strategy gets a little easier if you didn’t bet preflop. You should bet two times on the flop in the Play box if you have two pair or better, a hidden pair, or a flush draw with a hidden ten or better. A hidden pair means that there isn’t a pair on the board and you are using one or more of your hole cards to create that pair.

River strategy can be particularly tricky. It is easy to memorize what to do but not always easy to make the optimal play in real-time.

Place a bet of equal to your Ante bet if you have a hidden pair or better or the dealer has less than 21 outs to beat you. After some practice, determining how many outs the dealer has to beat you will become more second nature but take your time at first as it’s your money and the game typically doesn’t have a time limit with the exception of some multiplayer online games.

Side Bets

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Side bets are usually a way for online and live casinos to extract a little extra money per hand, spin, or dice roll at extremely bad odds.

This isn’t necessarily the case in Ultimate Texas Hold’em with its optional Trips bets that you will see on just about every table.

It all comes down to the odds that they are paying on the Trips bet as it could be an under 1% advantage for the house under optimal conditions if you can find them.

Your Trips bet can be a different amount than your Ante and Blind bets and is only paid if you wound up with trips or better. In just about every case you are paid 3 to 1 for trips or a set and 50 to 1 if you nail down the elusive Royal Flush.

What you should be looking for if considering to place a Trips bet is a bet table similar to below which gives the house less than a 1% advantage.

Other payout tables might look similar with a Royal Flush paying 50 to 1 and trips paying 3 to 1. However, some smaller differences in the middle of the pay table can make a big difference.

For example, the pay table below would give the house a more than 6% advantage and should be avoided at all costs.

There are other side bets that online and live casinos make available including hole card bonuses and bad beat jackpots.

In general, any side bet that isn’t the Trips bet gives the house a huge house edge and therefore should be avoided.

One exception might be in the case of progressive jackpots where the jackpot is high enough to make the house edge low and, in some cases, even give the player an advantage. One pitfall even here is that the jackpots are few and far between and thus will likely cause you money unless you hit at least one jackpot in your lifetime.

Conclusion

Ultimate Texas Hold’em is a fun online and live casino game that can be played whether you have a few spare minutes or want to grind a long session.

The rules are easy to learn and before long it is possible to master the strategy of the game to reduce the house edge to approximately 2% in the base game.

While it isn’t likely you will become a long-term winner in this game without a bit of luck, it is more likely than many other games to have winning sessions and go on runs to win a chunk of change.